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You are here: Home / US Student Loan Center / Student Loan Forgiveness / Careers That Forgive Student Loans [Part 2 Updated]

Careers That Forgive Student Loans [Part 2 Updated]

April 24, 2018 by Katie Bentley 8 Comments

Did you know that there are careers that forgive student loans? There are a lot of people seeking ways to get rid of their federal loans.

Fortunately, there are now companies that offer student loan forgiveness to take the heavy financial burden off your shoulders. Scroll down and get familiar with the different student loan forgiveness programs you qualify for.

What are the Careers that Forgive Student Loans?

Food For Thought

Did you always know what you wanted to study?

In Sociology class, did you think “studying people” sounded like a pretty cool career? So you immediately decide you are going to switch majors and become a sociologist!

Pause. Take a moment and think through this decision before you concede to a whole new world of debt.

According to statistics from the U.S. Department of Education, over 70% of college students need to take student loans to afford their degrees. What is scarier is that the average balance has now reached a staggering sum of $34,000 upon graduation.

For many of us, student debt is an absolute must. Unless you receive full scholarships or had generous parents who helped supplement your education. If that’s your situation, then you’re very fortunate. If you’re the majority of college students, then piling up on loans was the only choice.

Student loan debt is different from general loans such as car loans or credit card debts. Student loan, similar to tax bills, generally cannot be erased by bankruptcy. And right now, 51% of student loan borrowers are in debt.

Fortunately, there is still hope! There are a lot of federal programs that can help you ease up the burden of your student loan. There are some careers that actually forgive your student loan debt! Here’s a list of careers that can forgive your student loans.

(Bonus Tip: Want all the pros and cons of student loan forgiveness all in one easy and accessible spot? The Definitive Guide To Student Loan Forgiveness will go over each type of forgiveness program and weigh your options for you, so you don’t have to. Click here to get more info on the free guide.)

Teaching

The U.S. Education Department offers federal student loan forgiveness for college graduates who choose to teach. One program offers as much as $17,500 after five years of service.

Educators with select loans who teach select subjects can have their loans canceled. Eligibility varies.

Tampa Bay teacher Shauna Lubecki applied and was able to remove a large of her student debt.”The paperwork was super easy,” she said. “It was $5,000. And anything is a huge deal.”

Teaching in a low-income school, where there is a limited number of teachers in the area, or as a special education teacher might make you eligible for a Teacher Loan Forgiveness Program.

Military Service

Military Service | Careers That Forgive Student Loans [Part 2 Updated]
Service in the U.S. military can lead to significant educational benefits. This can be prior, during, and after your commission or enlistment.

Speak with a recruiter or benefits advisor for application details.

Public Service

Similar to members of the military, civilians who serve the US government and not-for-profit organizations are eligible for debt forgiveness. The Public Service Loan Forgiveness Program rewards public servants in a variety of roles. This includes local government workers, non-profit employees, and others.

The PSLF program can save applicants tens of thousands of dollars. It can wipe away student loan debt after ten years of service and 120 on-time monthly payments.

Peace Corps/Nurses

Service in the Peace Corps gives volunteers unforgettable experiences. What’s more is it can open doors for you to have student loan repayment assistance. Volunteers might be eligible for The Public Service Loan Forgiveness Program (see above).

Teacher Stephanie Sheffield, from Plant City, FL is currently serving in Colombia.

“We’re teaching other teachers,” she said.”That’s a huge benefit that I’m looking forward to, so I won’t get into any more debt. That’s the goal,” Sheffield said.

Having a hard time paying for your student loan? Watch this video from The Dave Ramsey Show and find out how you can settle your debts!

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Because of the skyrocketing tuition fees, there are some who take out student loans and some just skip college. It is quite disheartening to students who want to achieve their dreams and have a degree but are held back by the expenses of going to college.

There are careers that forgive student loans which can save you a large amount of your hard-earned money. Public serving in jobs such as family and child service employees, correctional officers, law enforcers, etc. are the easiest ways to make yourself eligible for a debt relief forgiveness program.

(Bonus Tip: Want all the pros and cons of student loan forgiveness all in one easy and accessible spot? The Definitive Guide To Student Loan Forgiveness will go over each type of forgiveness program and weigh your options for you, so you don’t have to. Click here to get more info on the free guide.)

Know more careers that forgive student loans? Share them with us in the comments section below! 

Up Next: 13 Facts About Income-Based Repayment Plan: A Complete Guide

Editor’s Note – This post was posted in July 2016. It has since been updated for quality and relevancy.

Filed Under: Student Loan Forgiveness

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Comments

  1. Cathy Matlock says

    August 19, 2020 at 8:04 pm

    I am a 63 year old female who recently retired due to health reasons. I have a student loan that I have been paying since 2010. Unfortunately, I am now unable to continue paying my loan due to financial difficulties. How can I apply for student loan forgiveness?

    Reply
    • Amy says

      November 2, 2020 at 3:10 pm

      Hey Cathy,

      You’ve come to the right place! Here is a great resource for student loan forgiveness and its requirements: https://usstudentloancenter.org/what-is-student-loan-forgiveness/

      If you’d like to speak with an experienced Student Loan Consultant who can walk you through the process & even help you determine your eligibility, I invite you to give us a call at 877.433.7501

      Reply
  2. Traci Hardesty says

    March 19, 2020 at 11:36 am

    I work for the State of Nevada DMV is this one of the public services? Also I owe less than $5000. But every time.i try to apply for loan forgiveness, the DMV doesn’t show.

    Reply
  3. Dorothy Harper says

    February 26, 2020 at 1:41 pm

    I am looking to enter a medical assistant classes to further my career. And I need help so i can get the classes i need to do that. Cam you help me in anyway. Thank you

    Reply
  4. Justine johnson says

    February 24, 2020 at 3:30 am

    I work for a non profit shelter helping the homeless..does rhis count for forgiveness

    Reply
  5. Betty pollock says

    February 11, 2020 at 1:04 pm

    I am disabled and I read that I could get my student load dropped. Please send me the paperwork.

    Reply
  6. Miriam Diaz Cordova says

    August 28, 2019 at 3:17 am

    Not sure if I qualify. Since 2016 I have no job and my current income is 0.

    Reply
  7. keysha m correa flores says

    September 30, 2014 at 11:26 am

    I’m interested in enlisting in the army program I would like to help me learn more about this and what I should do to achieve

    Reply

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