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How Does Student Loan Forgiveness for Non-profit Work?
In this article:- Student Loan Forgiveness for Nonprofit Workers
- Eligibility
- Loan Consolidation
- Repayment Period and Plan
- Forgiveness Limit
- What to Do Now
Student Loan Forgiveness for Nonprofit Workers
Student loan forgiveness for nonprofit employees falls under the umbrella of student loan forgiveness for public service. Many jobs fall into the public service category. Working for a nonprofit organization is one of them. To qualify for forgiveness, you must work for a 501(c)(3) institution or organization. Note that not all nonprofit organizations have a 501(c)(3) designation. It is best to ask your employer about this before you sign your contract.Eligibility
Qualifying for forgiveness is easy:- You must work for a traditional nonprofit organization — in other words, those who are under 501(c)(3).
- You may also work for other government institutions or public service organizations. Check with your employer when it comes to these matters.
- You must be employed full time and work 30 hours per week.
- You must have federal direct loans. Other loans, such as Perkins loans, Stafford loans, and PLUS loans, do not qualify for forgiveness under this program.
Loan Consolidation
Many borrowers have a combination of federal loans. If you are one of them and wish to qualify for student loan forgiveness for nonprofit workers, you may do so through Direct Loan Consolidation. Under this program, you will have only one federal direct loan, thus making your loans eligible for forgiveness.Repayment Period and Plan


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If you work for a non-profit facility full time, what are the chances of getting student loan forgiveness?
Hello
I have worked for many social service agencies in the past 30 years. I paid off my student loans of 10,000 dollars in 2004. Can I get reinstated the 10,000 dollars since I have worked in the mental health and addiction field for over 30 yrs.
Hi, I work for the Government/Not for-profit for 21 plus years, 40hrs a week with no lay offs. My loans started in 2017 and were on the loan forgiveness plan however since Covid-19. I now have 16 months that say I am not eligible “employment verification needed”. I am still filling out the forms and having my HR fill out there part. I have even summitted a case, It is now 90days and still nothing. I tried to call and well just got the run around, put on hold and transferred to a voicemail that was full. How can I get this fixed.
Hi. i work for a non profit now on a 17 hour a week average. However, in the past I have worked for a nonprofit as a full time employee. Do past jobs aid in loan forgiveness if I can prove and obtain a letter from previous employers since 10 Years, is one of the qualifying factors?
Thank you in advance.
Hey Yahaira,
That’s a great question! All the different qualification factors for student loan forgiveness get confusing easily. So, we created the definitive guide to qualifying for and accessing student loan forgiveness.
It’ll tell you everything you need to know about qualifying for student loan forgiveness. I think it’ll answer all the questions you have about the program. Just click this link to get it: https://bit.ly/2zy35yi