So you've made it through college and ended up the other side with your degree. Congratulations! And you've already found a job? It's like your whole plan is coming together. Until you take a look at how much you're actually making compared … [Read more...] about Tips For Living On An Entry Level Salary With Student Loan Debt
US Student Loan Center
How Student Loan Consolidation Affects Your Credit
As more and more students take loans each year, and tuition costs rise while income declines, student debt is becoming more of a problem... Just check out the crazy rise over the years... Dealing with paying to multiple lenders for many … [Read more...] about How Student Loan Consolidation Affects Your Credit
Why The Student Loan Default Rate Is Down
The Department of Education has announced that the number of people that are not making payments on their federal student loans within three years has fallen. The national student loan default rate is now at 11.3% which is down from 11.8% in the … [Read more...] about Why The Student Loan Default Rate Is Down
Tips To Use Your Student Loans To Build Credit
Media coverage of student loans focuses almost exclusively on the problems associated with them. We regularly hear about significant increases in student debt and the negative effect this is having on many graduates. While this is certainly a … [Read more...] about Tips To Use Your Student Loans To Build Credit
Refinancing vs. Consolidation: What’s The Best Option?
Student loan repayments can be a source of worry for many of us. Especially since most of us have several thousands of dollars’ worth of debt (see chart below). If you're looking to gain more control over your student debt, you may be … [Read more...] about Refinancing vs. Consolidation: What’s The Best Option?
Will Bankruptcy Erase Your Student Loans?
Annual bankruptcy filings are steadily decreasing as you can see in the chart above. However, things like national economic changes or shifts in the job market can cause bankruptcy rates to skyrocket. With so many students carrying … [Read more...] about Will Bankruptcy Erase Your Student Loans?