Understanding how to calculate your discretionary income is super important if you have student loans. It helps you figure out how much you might need to pay each month. Let's break it down step by step, with some easy examples, so you can see how … [Read more...] about How to Calculate Discretionary Income for Student Loan Payments
US Student Loan Center
Comprehensive Guide to Student Loan Forgiveness Under the Biden Administration
"By a vote of 6-3, the Supreme Court justices ruled that the Biden administration overstepped its authority in 2022 when it announced that it would cancel up to $400 billion in student loans. In a statement issued by the White House, President … [Read more...] about Comprehensive Guide to Student Loan Forgiveness Under the Biden Administration
Everything You Need to Know About Income-Based Repayment Plan for Student Loans
Navigating student loan repayment can feel like a daunting task, especially when your monthly payments strain your budget. That's where the Income Based Repayment Plan (IBR) comes in. Designed to make student loan debt more manageable, IBR plans … [Read more...] about Everything You Need to Know About Income-Based Repayment Plan for Student Loans
How to Refinance Student Loans and Save Money
Refinancing your student loans can be a smart financial move, potentially saving you thousands of dollars over the life of your loans. But what exactly does refinancing entail, and how can you make it work for you? In this guide, we'll break down … [Read more...] about How to Refinance Student Loans and Save Money
How to Lower Your Student Loan Payments
Feeling overwhelmed by your student loan payments? Don’t worry, there are several ways to make them more manageable. Here’s a guide to help you lower those monthly payments: 1. Income-Driven Repayment Plans These plans adjust your payments … [Read more...] about How to Lower Your Student Loan Payments
What Does Coronavirus Mean For Your Student Loans?
What's going on with Coronavirus & student loans? The Coronavirus pandemic has forced many businesses, including schools and universities, to operate differently than they used to. Some schools have closed, and others have turned to virtual … [Read more...] about What Does Coronavirus Mean For Your Student Loans?