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Category: US Student Loan Center

Student Loan Consolidation Rates and Your Best Options

Consolidating your student loans is a move that requires careful consideration. First and foremost, look at the student loan consolidation rates. Loan consolidation companies have varying rates, and along with these rates, you must also consider the repayment period and borrower protection. ‘Should I consolidate my student loans?‘ Ultimately it’s a question we can’t answer […]

Student Loans with Bad Credit FAQ

If you’re worried about applying for student loans with bad credit, then you’ve probably asked one of these questions. Here are the answers about bad credit student loans you’ve been looking for. Whether it’s about bad credit private student loans or how to apply for student loans that don’t require a cosigner or credit, we’ve got […]

How To Pay Off Student Loans: FAQ Before & After Graduation

How to pay off student loans, you ask? There’s no one canned response because each student loan and financial situation is different, however, there are many right approaches that we recommend based on your needs here at US Student Loan Center. Below you’ll find a series of common questions and answers to guide you on […]

How Federal Student Loan Forgiveness Works To Your Advantage

Federal student loan forgiveness has more benefits than you think… Many believe that federal student aid is caught up in a complicated bureaucracy that limits your future. But, there are more pros than cons to federal student loan forgiveness. Here’s what you can get out of applying for the federal student loan forgiveness program. (Pro Tip: Need an […]

Graduated Repayment Plan

The Graduated Repayment plan is a repayment plan for student loan borrowers to repay loans made under the Federal Direct Loan Program and the Federal Family Education Loan Program. This plan is structured around providing borrowers with a low initial monthly payment at the beginning of the repayment period. After making the initial low payment […]

Income-Sensitive Repayment Plan

The Income-Sensitive Repayment Plan is a student loan repayment plan that is offered to student loan borrowers through the Department of Education. This plan is another income-driven repayment option available that is similar to the Income Contingent Repayment Plan. However, the Income-Sensitive Repayment Plan only assists borrowers in paying off student loans made under the […]

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