It’s the end of the year! To commemorate our wonderful year together, let’s go back and check out USSLC’s best of 2017. Here are the highlights of the year:
I. Infographics Best of 2017
1. How to Determine Your Credit Score
How to determine your credit score is an important question to ask when you’re planning on applying for a student loan. If you’re wondering how long it takes to go from bad credit to good credit (on a scale of 300 to 850), then there are different ways on how to improve credit score immediately. But none of this is possible if you don’t know how to determine your credit score in the first place. Here’s the information you need.
2. 6 FAFSA Mistakes To Avoid
Although millions of FAFSA applications are filed every year, there are still a lot of FAFSA mistakes. Some of these mistakes are careless, and they lead to a missed FAFSA deadline and ruin your chances of getting a good student loan deal. You won’t ever have to worry about this if you know the most common FAFSA mistakes to avoid.
3. 6 Tips for Refinancing Your Student Loan
Refinancing your student loan can help you pay off your student debt fast. It may also give you access to more flexible student loan repayment plans to help ease your financial obligations. Refinancing could mean a single average student loan interest rate, instead of multiple ones for each of your student loans. Here are some basic tips you might find helpful if you are looking into refinancing your student loan and becoming debt-free fast.
4. Federal Student Loan Forbearance: Is It Right for You?
Federal student loan forbearance allows you to stop paying for your student loan for a short period of time. Such request, when granted, can also allow you to lower your monthly payments to avoid defaulting on your student loan payments. Deferment and forbearance are different and it’s important to find then that works for you.
(Note: Wondering how to defer your student loans? Don’t make any moves before reading this FREE guide: 10 Things You Should Know About Student Loan Deferment and Forbearance in 2017. Find out which option is best for you and how to apply for the right one the right way. Click here to learn more and get your free guide.)
5. Earn Cash Rewards for Good Grades
What kind of title is this? Earn cash rewards for good grades? Shouldn’t the value of hard work be enough? When a student is dealing with the pressure of applying for loans, working through school, and paying for bills and groceries, a bit of a break is welcome.
6. Student Loan Tips: How to Enjoy the Holidays While Paying Your Debt
Student loan tips are here! We have some creative ways to enjoy the season even as you make payments on your student loans. Of course, the holidays are all about joy and, to a certain extent, indulgence. However, when it comes to managing your finances, it’s all a matter of discipline and perspective.
7. Financial Resolutions to Stay on Track This Year
Financial resolutions are one of the most common goals people commit to at the start of every year. However, it’s one thing to make a resolution, and it’s another thing to keep it. In order to attain these new goals, a lot of hard work, discipline, and planning is required. To help you out, here are some actionable steps for you to do this new year. That way, you can bid your bad financial habits goodbye.
II. Pillar Posts Best of 2017
1. Student Loan Repayment Guide: Know How To Manage & Pay Your Loan
With the variety of student loans available comes an endless amount of loan repayment options. Knowing your options is the first step to managing your student loans. If you do your homework, you will be able to calculate student loan payments. This list provides everything you need to know when it comes to student loan repayment.
2. Is There A Student Loan Forgiveness Program Suited For Your Income?
Everyone who acquired or is planning to acquire student loans knows that paying them off may take a long time. Fortunately, there’s a student loan forgiveness program for everyone, regardless of what your income looks like.
3. Student Loan Refinancing | Best Options for Borrowers
Student loan refinancing is one way to pay your student loans fast. Doing all the paperwork and going through the process is a bit stressful. If you’re thinking about refinancing your student loans but don’t know where to start, here’s a list of tips on how to properly consolidate and refinance your student loans.
4. Student Loan Help: A Guide on Getting Out of Debt
Every college graduate must face the reality that student loans have to be paid. To make this difficult feat a little bit easier, we’ve created a student loan help guide, so you can understand how to get out of student loan debt.
5. Which Student Loan Repayment Plan Should I Choose: Finding The Best Repayment Option According to Your Budget
There are various student loan repayment plans everyone can consider to pay off their student loans. These plans can be based on your budget. If you’re looking for one, here are some great examples to consider.
6. Parent Plus Student Loans: Your Basic Guide from USSLC
Parent PLUS student loans are a popular option for borrowers who have already exhausted their grants. It can be a big help, but before applying for one make sure you read the fine print. Here’s a basic guide to parent PLUS student loans.
III. Top Social Posts Best of 2017
1. Budgeting Basics for New Graduates
Education shouldn’t make you broke… #studentloans https://t.co/dkIhTekoKn pic.twitter.com/lbctfAKOBB
— USStudentLoanCenter (@USSLC1) October 14, 2017
2. The Only Thing More Expensive than Education is Ignorance
Education shouldn’t make you broke… Click the link in bio to know what happens to your student loans when you drop out. . . . . . #studentloans #studentloanspaidoff #motivation #financialfreedom #goaldigger #dailymotivation #education
IV. Crowd Favorites from 2017
1. 7 Private Student Loans Without Cosigner
Education can be expensive, but good thing student loans are available to help finance and further studies. Some private student loan providers do not even require a joint signer. Check out this list of student loans without a cosigner.
2. 7 Grants to Pay off Student Loans
Grants to pay off student loans are one of the means you can exhaust to help you with your finances. Along with student loan forgiveness, these grants may just be the reprieve you need from your student loan woes. A variety of grants for paying off student loans may be available to those who are still in school or those who have graduated and are on specific career tracks. These grants are awarded to qualified applicants by the federal or state government, colleges and universities, and nonprofit or private organizations. Here are the top grants to pay off student loans.
3. What Happens To Your Student Loans When You Drop Out?
Just 56% of people who enter an American college will graduate within 6 years. 29% of people who enter two year programs will graduate within 3 years. Do these dropout rates seem outrageously high to anyone else? There are a couple of reasons behind these numbers being so high. Tuition at American colleges is very high, and it’s only increasing. Students are having trouble paying for their education. They feel forced to leave the program because of the financial burden. But do you know what happens to student loans when you drop out?
4. How To Lower Your Navient Student Loan Payment
Navient is a student loan servicer, which means they own the note on which your federally backed student loans are held. According to their site, Navient regularly purchases groups of loans that “include one or more of your federal student loans.”
We had a wonderful year together! We hope we helped you learn more about student loans. Let’s continue learning about student loans and how it will help you achieve your dreams next year!
What is the most important lesson you learned from USSLC this year? Share them in the comment section below. We would love to hear from you!
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